"Beyond Difficult"
Jerry and Rhonda Just a quick note to tell you how happy we are with the job you did selling my daughters house. This is the second home you have helped us with and both transactions were great. Being a former Realtor, Associate Broker and Real Estate Teacher in Anchorage, I especially appreciate the professional way you approach each part of the listing and selling process. The listing and selling of my daughter’s house was beyond difficult and involved dealing with Attorneys, the Courts. You handled all with courtesy, fairness and professionalism rarely found in any profession. In my opinion, few if any, could have completed this sale so successfully and you did it in a very short time period. The teamwork approach you and Rhonda have literally gives a client the knowledge and ability of two great agents for the price of one. I would highly recommend you to any and all buyers and sellers Ted D. Hickman, Sr.
"Ted D. Hickman, Sr."
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What was a sure way to accumulate wealth through the 1970s and early 1980s?
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| A |
Many people made their fortunes in real estate during this period. |
 See More Real Estate Trivia > |
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