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All agents are NOT alike! Find out why we are top real estate experts. Call us: 907-227-2961.
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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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For Home Buyers:
Why Buyers Choose Jerry Richie & Associates - Why homebuyers looking for a real estate agent in the Anchorage, Eagle River and Girdwood area choose Jerry Richie & Associates. Latest Listings - Get Jerry Richie & Associates' latest Anchorage, Eagle River and Girdwood listings of homes for sale first! Find Your Perfect Home - Jerry Richie & Associates will search for your ideal home and email you the newest Anchorage, Eagle River and Girdwood MLS listings of properties in Anchorage Borough County AK. First Time Homebuyers - Are you a first time homebuyer in Anchorage, Eagle River and Girdwood, AK? Choose a top real estate agent. Jerry Richie & Associates can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Anchorage, Eagle River and Girdwood house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Anchorage, Eagle River and Girdwood Homes, For Home Buyers, For Home Sellers, Anchorage, Eagle River and Girdwood Information, Real Estate Resources, and About Jerry Richie & Associates. 
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Financing Your Home >New Loans If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.
You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.
Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.
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| Q |
What three things are necessary in order to purchase a home?
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| A |
Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible. |
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