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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Jerry Richie & Associates, a proven Anchorage, Eagle River and Girdwood, Alaska NUMBER1EXPERT™ Top Selling real estate agent.

  • Find Anchorage, Eagle River and Girdwood Homes - Find Anchorage, Eagle River and Girdwood, Alaska real estate listings & homes for sale provided by Jerry Richie & Associates, your local expert real estate agent.

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  • Anchorage, Eagle River and Girdwood Information - Find local information on Anchorage, Eagle River and Girdwood, Alaska including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Jerry Richie & Associates, a proven NUMBER1EXPERT™ Top Selling real estate agent.

  • Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Jerry Richie & Associates, a proven Anchorage, Eagle River and Girdwood, Alaska NUMBER1EXPERT™ Top Selling real estate agent.

  • About Jerry Richie & Associates - Information about Jerry Richie & Associates including testimonials, guarantees, credentials, and contact information. Learn why Jerry Richie & Associates is a proven Anchorage, Eagle River and Girdwood, Alaska NUMBER1EXPERT™ Top Selling real estate agent.

 

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School Reports in Anchorage, Eagle River and Girdwood, Alaska
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Real Estate Tips
Financing Your Home >Home Free

Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.

The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.

Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.

It isn't as simple as conventional wisdom--consult a financial expert.

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Real Estate Trivia
Q 
What site discovered in 1965 is considered the world's oldest known habitation?

A 
The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago.
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Jerry Richie & Associates, REALTOR®, real estate agent and broker for Anchorage, Eagle River and Girdwood, Alaska home listings, property and land for sale - NUMBER1EXPERT(tm)

Jerry Richie
Dynamic Properties

3111 C Street, #100
Anchorage, AK 99503
907-227-2961
Fax: 888-821-6438
jerryrichie@NUMBER1EXPERT.com


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